ALPS Breakdown Cover
ALPS breakdown cover takes care of you and your vehicle if you break down – and because it covers the vehicle, it won’t matter who’s driving as long as they’re a named driver on your policy.
COVER OPTIONS AVAILABLE
Roadside assistance & local recovery: A trained mechanic will come out to the site of the breakdown to get you back on the road
Nationwide recovery: Recovery of your vehicle and passengers to any single destination within policy limits
Homestart: If your vehicle breaks down within 1 mile of your home ALPS will arrange for a breakdown vehicle to come to where you are
Mis-fuelling cover: If you put the wrong fuel in your car, ALPS will arrange and pay for your vehicle to be drained and flushed of the contaminated fuel, and refuelled with up to 10 litres of the correct fuel.
WHAT COUNTS AS A BREAKDOWN?
Not being able to use the vehicle due to:
- Flat battery
- An accident
- Theft or an attempted theft
- Lack of fuel
- Flat tyres
TRAILERS & CARAVANS
If the vehicle you’re in breaks down while you’re towing a caravan or trailer, ALPS will recover the vehicle & the caravan or trailer, if the caravan or trailer is no more than 8.5 metres long, 3 metres high and 2.3 metres wide.
FREQUENTLY ASKED QUESTIONS
What's the weight limit for vehicles on an ALPS breakdown policy?
ALPS breakdown cover can include vehicles up to 7.5T in weight.
What types of vehicles can be covered under my motor trade insurance policy?
The vehicles you drive for your business will be covered, and we can cover the private car driven by the policyholder and when driven by the policyholder’s spouse, civil or common law partner when they are a named driver on the policy. Employee vehicles are excluded from the policy.
What age does a driver need to be to be added to a motor trade policy?
The youngest driver that can take out or be added to a motor trade policy is 25 years of age.
Are the vehicles covered at my home or business premises?
If you work from home, that address is defined as your business premises for cover. A dedicated business premises will require an extra premium for cover.