HOME INSURANCE WITH BUSINESS USE
A standard home and contents insurance policy may not cover you to run a motor trade business from your home, so it’s important to make sure you have the right insurance in place.
You could run the risk of some claims being rejected if your home insurance provider is not aware of the fact that you run a business from home.
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INSURING YOUR MOTOR TRADE
BUSINESS - WHAT DO YOU NEED?
Home insurance for motor traders covers your home, but not any loss or interruption to your business. So it’s important to think about what kinds of things you want protection for.
MOTOR TRADE COVER
Motor trade insurance is a necessity. You decide whether you need standard road risk, or combined motor trade insurance which gives you cover for a dedicated business premises as well.
LIABILITY INSURANCE
If you employ even one person, it’s a legal requirement to have employer’s liability cover. Tradesure employer’s liability insurance provides cover for £10 million as standard.
CYBER PROTECTION
Data shows that small businesses are often targets for cyber attacks. Protect your business against phishing scams, hacking and ransomware with cyber cover.