COMBINED MOTOR TRADE INSURANCE

Take care of more areas of your business with combined motor trade insurance, also known as combined traders insurance. As well as road risk cover, combined motor trade insurance can include protection for your home, business premises, contents and stock. It can also include whatever liability insurance you need for your motor trade business.

Want guidance on how to choose the right cover for you and your business? Our motor trade insurance experts are on hand to talk you through it, explain the options and get the best quotes possible. Just give us a call on 0121 248 9300, send us a message, or request a callback below.

COVER THAT'S FLEXIBLE TO YOUR NEEDS

Your combined motor trade insurance policy will be built based on what you want and need for your business. We can add cover for things like:

  • portable hand tools
  • cash on premises
  • personal accident
  • vehicles in transit
  • commercial legal expenses
  • replacement locks
  • uninsured loss recovery
  • exhibitions cover

WHAT COMBINED COVER DO I NEED?

If you have a dedicated business premises, you’ll need more cover than a standard road risk policy. Combined motor trade insurance takes care of your property, its contents, and your tools. If you employ staff, you’ll also need employer’s liability insurance. If members of the public come to your premises, we recommend taking out public liability insurance in case someone is injured or has their property damaged.

WHAT CAN I INCLUDE IN COMBINED MOTOR TRADE INSURANCE?

You can add what you need from a range of additional cover options – for example if you keep cash on site, want cover against loss of specialist clothing and PPE, or want to protect against business interruption.

OPTIONAL EXTRAS

Tradesure legal expenses

Tradesure Legal Expenses

Tradesure tool cover

Tradesure Tool Cover

Tradesure Key Protect

FREQUENTLY ASKED QUESTIONS

What types of vehicles can be covered under my motor trade insurance policy?

The vehicles you drive for your business will be covered, and we can cover the private car driven by the policyholder and when driven by the policyholder’s spouse, civil or common law partner when they are a named driver on the policy. Employee vehicles are excluded from the policy.

Can I get immediate cover over the phone?

Yes – we can provide immediate cover over the phone once payment has been set up (or paid in full if you prefer).

Can I pay for my insurance by instalments?

Yes you can – just ask us about our finance options.

What happens if I have a claim?

If you need to make a claim, contact our claims handlers on their 24 hour helpline: 01260 21 520


MOTOR TRADE INSURANCE

 


COMMERCIAL FLEET INSURANCE

 


ROAD RISK INSURANCE

 


CYBER INSURANCE