Motor legal expenses insurance
Motor legal expenses cover is a kind of insurance that covers legal costs for certain kinds of disputes, costs that aren’t included in your main traders policy. For example, if you’ve suffered an uninsured loss or been injured in a road traffic accident, or your vehicle has been illegally clamped or towed.
Motor legal insurance through Tradesure also gives you:
- access to a 24/7 motor legal advice line
- 24hour reporting service for a traffic accident claim
- Motor prosecution defence
- Uninsured loss recovery
- Support in dealing with vehicle cloning
- Legal support for motor contract disputes, such as in buying or selling a car or services related to your vehicle
HOW DOES MOTOR LEGAL INSURANCE WORK?
Our motor legal expenses cover is provided by ALPS. Motor legal protection covers up to £100,000 of costs for certain kinds of legal action, such as defending or pursuing a case to do with loss or injury because of a road traffic accident, or an issue over a motor contract.
If you need to make a claim, you can contact ALPS directly on their 24-hour claims line. You can also get access to advice on motor-related legal issues, as part of your policy.
WHY TAKE OUT MOTOR LEGAL EXPENSES COVER?
- protect yourself and your business from out -of-pocket expenses in the event of a claim
- Get access to 24/7 legal advice on road traffic incidents and vehicle related contract disputes
- Get support if you need to make a personal accident claim
43% of Tradesure customers already have motor legal insurance, and it is our most popular additional cover option. It protects you from costs for a wide range of legal disputes, including alleged road traffic offenses, contract disputes over the sale of a vehicle, or your vehicle’s identity being cloned and used by someone else.
GET A MOTOR LEGAL EXPENSES QUOTE
For a competitive quote on motor legal expenses cover, send our team a message below and we’ll be in touch.
FREQUENTLY ASKED QUESTIONS
What is an uninsured loss?
An uninsured loss is an expense that isn’t covered by your main motor trade insurance. For example, your excess, or out of pocket expenses for vehicle recovery, onward travel, or other costs you might incur because of a car accident or motor insurance claim. These costs can add up, so having additional insurance to cover them is a sensible way to protect your wallet.
Does motor legal insurance cover all the vehicles on my trade policy?
It’s actually the drivers on your motor trade policy who are covered by motor legal insurance for traders. This means that if you or someone who works for you needs to make a claim and they are a named driver on your policy, they’ll be able to do so, provided they’re driving a vehicle in connection with your business and not their own private car.
