Tools and Own Goods in Transit Insurance protects your business’s goods whilst they are being transported to a customer, supplier or site. The cover also protects vans, heavy goods vehicles and courier motorcycles from theft or damage.
DO I NEED TOOLS & OWN GOODS IN TRANSIT INSURANCE?
Do you drive valuable tools and materials to different sites? Or do you operate a courier or haulage business? If the answer is yes, it’s highly likely that you need goods in transit insurance.
BENEFITS OF GOODS IN TRANSIT COVER
Protects your equipment when it is being loaded, carried, unloaded or stowed within your vehicle
Covers theft, loss and physical damage to your tools and cargo, including as a result of a collision, something often overlooked by other insurance providers
COVER FOR UNATTENDED VEHICLES
Your tools and own goods in transit policy can cover theft in the event of a vehicle being left unattended:
- at the address or alternative overnight locations specified in your policy schedule
- anywhere else if not for longer than 24 hours, or for over 24 hours if the vehicle is garaged in a securely locked building
It’s important that all doors and windows are closed and locked, any security devices on your vehicle are set, and keys have been removed, in order for this cover to be valid.
WHERE CAN YOU COVER ME?
You can take out tools and goods in transit cover with us if you are based and trade across the UK and the Republic of Ireland.
Give us a call on 0121 248 9300 if you’d like to discuss your cover needs.
Get a quote
We specialise in all kinds of motor trade insurance. For a quick competitive quote, get in touch below.