Vehicles on Premises Cover

If you’re in the motor trade, you know just how important your vehicles are, as they are your stock. Because of this, protecting them and your investment in them is essential.

Whether you have dozens of cars on a forecourt or a few at home, you need to consider on premises insurance to make sure your vehicles are fully covered against all eventualities.


Vehicles on premises cover is specifically designed to give motor traders and other businesses protection from theft or damage of vehicles at a business address.

Whilst road risk motor trade insurance covers you for your getting around, on premises insurance ensures that all of your work vehicles are protected around the clock.

There’s no minimum number of vehicles for vehicles on premises cover, so while your stock volumes may vary, you can keep it all safe.


Our vehicles on premises cover can include:

  • Public and product liability, including sales and service indemnity up to £5 million
  • An optional extension for employers’ liability cover, up to £10 million
  • Cover for stock of vehicles kept in locked buildings or locked compounds
  • Flexible sums insured

If you’re unsure as to what kind of cover your business premises needs, get in touch with the Tradesure team today for honest and transparent advice on 0121 248 9300.

Get a quote

We specialise in all kinds of motor trade insurance. For a quick competitive quote, get in touch below.

Share Article:

Browse other guides

Tools & Goods in Transit Insurance

Tools and Own Goods in Transit Insurance protects your business’s goods whilst they are being transported to a customer, supplier or site.

Public Liability Insurance for motor traders

Public liability insurance protects you in the event of a legal claim following a member of the public getting injured, or if there’s property damage, related to you carrying out your business activities.

Mechanics and Body Shop Insurance

Mechanics and body shop insurance protects your business in case of claims. You should also check whether public liability cover is needed.